Statutory Car Accident Benefits in Canada
Disclaimer: This article is only intended for educational purposes and shouldn't be used as a substitute for legal advice.
Car crashes are a leading cause of death and disability in Canada. Nearly 140,000 individuals are hospitalized, and over 2,000 people are killed in car crashes yearly. There are two possible techniques to help someone hurt in a car crash. One is by taking the help of the tort system and filing a case against the at-fault party. Another option is enforcing Statutory Accident Benefits.
Statutory Accident Benefits are no-fault perks that must be integrated into all car insurance initiatives in Ontario. They allow the injured party to get healthcare and rehabilitation services, revenue replacement, and other incentives regardless of who was responsible for the accident.
Take a look at this guide to understand the statutory accident benefits in Canada.
1. Income Replacement Benefit
This benefit offers partial reimbursement for income loss because of accident-related injuries. Self-employed workers can also avail this benefit.
2. The Non-Earner Benefit
People who were unemployed at the time of the accident can avail this benefit. The benefit makes up for a person's incapacity to engage in all routine tasks. The incentive does not apply to the first 26 weeks following an injury.
3. Attendant Care Benefit
Anyone who suffers injuries in a car crash and ends up needing help with personal care is eligible for the attendant care benefit. This compensation covers necessary medical bills for treatments provided either by a long-term nursing institution or with the assistance of a personal care assistant. The severity of the injuries will help the authorities decide the Attendant Care Benefit sum.
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